Articles — page 3
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The New World for Long-Term Care Insurance
You have probably heard about the astronomical costs of nursing-home care if you become seriously ill or injured. You might also know that Medicare would cover only a minimal amount of those costs. Private insurance… Read “The New World for Long-Term Care Insurance”
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The Escalating Long-Term Care Crisis
Americans are facing an escalating long-term care (LTC) crisis. Industry driven, massively underpriced policies are playing fiscal catch up with hefty premium rate increases. This price increase is forcing some aging… Read “The Escalating Long-Term Care Crisis”
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Second Marriages and Medicaid
When people marry for the second time (or more), losing assets to pay for their new spouse’s serious illness is probably the last thing on their minds when they say “I do.” But that could happen. Current costs for… Read “Second Marriages and Medicaid”
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There’s an Epidemic of Immobility
There is an entire senior industry built around preventative measures and responses to protect older people from falling, and with good reason. According to the National Council on Aging Falls Prevention Facts, “falls… Read “There’s an Epidemic of Immobility”
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Lifestyle Diseases on the Rise
Health experts have been advising people for years about unhealthy habits being the cause of “lifestyle” diseases that are increasing across the US. These lifestyle diseases become more common with age and include heart… Read “Lifestyle Diseases on the Rise”
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Google Has a New Use for Your Health Records
When Google Inc became a publicly-traded company in 2004, its founders wrote a letter that said, in part, Google and its employees are “committed to significantly improving the lives of as many people as possible.”… Read “Google Has a New Use for Your Health Records”
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Seniors More Indebted Than Ever
America experienced its worst financial crisis since the great depression between 2007 and 2010. Known as the subprime mortgage crisis, it happened because home prices fell in 2006, triggering loan defaults. Then the… Read “Seniors More Indebted Than Ever”
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Possible Dementia Indicated by Poor Financial Decisions
Diminishing brain function due to the onset of dementia can lead to the destruction of your financial well-being. If you are age 50 or older, easy access to your financial assets like stocks and bonds, checking and… Read “Possible Dementia Indicated by Poor Financial Decisions”
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More Seniors Adopting Emotional Support Animals
Most of us know what a service animal is, but the use of emotional support animals is becoming more and more common. So, what is an emotional support animal? An emotional support animal is a companion animal that… Read “More Seniors Adopting Emotional Support Animals”
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Comparing and Contrasting Medicare and Medicaid
Most people who work in healthcare may recognize the acronym LASA, which stands for “look-alike-sound-alike” and is usually seen when referencing medications. When it comes to federal programs, Medicaid and Medicare, in… Read “Comparing and Contrasting Medicare and Medicaid”